Disclaimer & Privacy Policy

Effective date: 2 June 2026
Last updated: 16 July 2026

This page sets out the terms on which you may access and use the public website operated at https://arpm.studio (including staging and preview hosts such as dev.arpm.studio, together the Website). The Website is published by ARPM Design and Research LLP, a limited liability partnership registered in India, with its principal place of business in Gurugram (Gurgaon), Haryana, India (ARPM, we, us, our).

By accessing, browsing, or otherwise using the Website, you acknowledge that you have read, understood, and agree to be bound by this document, comprising our Terms of Use, Disclaimer, Privacy and Data Protection Policy, and Copyright / DMCA Notice provisions (collectively, the Legal Terms). If you do not agree, you must not use the Website.

Where you submit information through any form on the Website (including contact, careers, job application, or newsletter sign-up), you additionally consent to the collection, use, storage, and processing of that information as described herein, including transmission to our personnel and service providers for the purposes stated below.

These Legal Terms are intended to comply with, and be interpreted consistently with, applicable laws in jurisdictions from which visitors may access the Website, including data protection laws in the European Economic Area (EEA), United Kingdom (UK), India, United States (including California), Canada, Brazil, and other regions where our services may be viewed or our forms used. Where local law grants you non-waivable rights, those rights prevail over conflicting terms below.

1. Operator and contact

We may update contact details by posting revisions on this page. Notices sent to the email addresses above are deemed received when we acknowledge them or, if no acknowledgement is sent, within ten (10) business days of transmission.

For privacy-related requests, please include enough information for us to verify your identity and locate relevant records (for example, the email address used in a form submission and approximate date).

2. Terms of use and acceptance

2.1 Licence to browse. Subject to your compliance with these Legal Terms, ARPM grants you a limited, revocable, non-exclusive, non-transferable licence to access and view the Website and its content for your personal or internal business purposes in connection with evaluating ARPM’s services, portfolio, or publications.

2.2 Prohibited conduct. You must not:

• use the Website in any manner that violates applicable law or regulation, including export control, sanctions, anti-bribery, or intellectual property laws;
• attempt to gain unauthorised access to any system, network, API endpoint, database, or account connected to the Website;
• interfere with or disrupt the integrity or performance of the Website, including by introducing malware, conducting automated scraping or harvesting beyond normal indexing by search engines, or imposing unreasonable load on our infrastructure;
• copy, reproduce, redistribute, frame, mirror, or commercially exploit any part of the Website or its content except as expressly permitted in writing by ARPM;
• remove or alter any proprietary notices, watermarks, or metadata;
• impersonate any person or entity or misrepresent your affiliation;
• submit false, misleading, defamatory, harassing, discriminatory, or unlawful material through any form or channel linked from the Website;
• probe or test vulnerabilities except with our prior written authorisation.

2.3 Suspension and termination. We may suspend or terminate access to the Website, block IP addresses, reject form submissions, or remove content at our sole discretion, with or without notice, where we reasonably believe a breach of these Legal Terms has occurred, where required by law, or where necessary to protect the Website, our users, or our rights.

2.4 Acceptance by use. Your continued use of the Website constitutes ongoing acceptance of the Legal Terms in force at the time of use. Technical data described in Sections 8–11 are collected as necessary to operate, secure, and improve the Website; the legal bases for such processing are set out in Sections 7 and 11. The Website does not display a cookie consent banner. Analytics and observability tools described in Sections 9–10 load as part of normal page operation. You may clear first-party cookies, local storage, and cached site files for this Website using Delete cookies and cache in the site footer (see Section 9). Where local law grants you additional choices, you may also use your browser settings to block cookies or clear storage.

2.5 Electronic communications. You consent to receive communications from us electronically (including email responses to form submissions). You agree that electronic communications satisfy any legal requirement that such communications be in writing, where permitted by law.

3. Disclaimer and limitation of liability

3.1 Informational content only. All text, images, drawings, models, videos, case studies, articles, downloads, and other materials on the Website are provided for general information and marketing purposes. They do not constitute professional advice (including architectural, urban planning, engineering, legal, financial, tax, or regulatory advice) and must not be relied upon as a substitute for advice tailored to your project, jurisdiction, and circumstances.

3.2 No client relationship. Use of the Website, submission of a form, or communication with us through the addresses listed on the Website does not, of itself, create a client, fiduciary, partnership, or agency relationship between you and ARPM. A binding engagement arises only through a separate written agreement executed by authorised signatories of ARPM.

3.3 Accuracy and completeness. While we endeavour to keep content current, we do not warrant that any content is complete, accurate, or up to date. Portfolio and project descriptions may be summarised; outcomes on other projects are not guarantees for future work. Any forward-looking or aspirational statements are subject to change without notice.

3.4 Third-party names and marks. References to clients, collaborators, software vendors, or products are for identification only. Third-party trademarks belong to their respective owners.

3.5 External links. The Website may link to third-party websites or embed third-party content (for example, video players). We are not responsible for the content, policies, or practices of third parties. Your use of third-party services is at your own risk and subject to their terms.

3.5a ARPM Decode (arpm.tech). This Website (arpm.studio) is separate from ARPM Decode, our parametric design platform at https://arpm.tech. Decode has its own terms of use, privacy policy, and data practices, published at https://arpm.tech/legal.html. Your use of Decode is governed by those documents, not by this page alone.

3.6 Availability. The Website is provided on an “as is” and “as available” basis. We do not guarantee uninterrupted, secure, or error-free operation. Maintenance, upgrades, hosting failures, and events outside our reasonable control may cause downtime.

3.7 Disclaimer of warranties. To the fullest extent permitted by applicable law, ARPM disclaims all warranties, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, arising from your use of the Website.

3.8 Limitation of liability. To the fullest extent permitted by applicable law:

• ARPM, its partners, employees, contractors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunity, arising out of or in connection with your use of (or inability to use) the Website, even if we have been advised of the possibility of such damages; and
• our aggregate liability for all claims arising out of or relating to the Website or these Legal Terms shall not exceed the greater of (a) INR 10,000 (ten thousand Indian rupees) or (b) the amount you paid to ARPM specifically for access to the Website in the twelve (12) months preceding the claim (which, for a free public website, is typically zero).

Nothing in these Legal Terms excludes or limits liability that cannot be excluded or limited under applicable law (including liability for death or personal injury caused by negligence, fraud, or wilful misconduct).

3.9 Indemnity. You agree to indemnify, defend, and hold harmless ARPM and its partners, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from your breach of these Legal Terms, your misuse of the Website, content you submit, or your violation of any law or third-party rights.

3.10 Release. To the extent permitted by law, you release ARPM from claims, demands, and damages of every kind arising out of or connected with disputes between you and third parties relating to your use of the Website or reliance on its content.

3.11 Time limit on claims. Any claim or cause of action arising out of or related to the Website or these Legal Terms must be filed within one (1) year after the claim arose, except where a longer period is required by mandatory law.

3.12 Force majeure. We are not liable for failure or delay in performance resulting from events beyond our reasonable control, including acts of God, war, terrorism, civil unrest, labour disputes, government action, internet or telecommunications failures, power outages, or failures of hosting or cloud providers.

3.13 Injunctive relief. You acknowledge that breach of Sections 2, 4, or 5 may cause irreparable harm for which monetary damages may be inadequate. ARPM may seek injunctive or equitable relief in addition to other remedies, without posting bond where permitted by law.

3.14 US class action waiver. To the extent permitted by applicable law, you agree that disputes will be resolved only on an individual basis and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding. This waiver does not apply where prohibited by law (including certain consumer rights in the EEA/UK).

4. Intellectual property

4.1 Ownership. Unless otherwise stated, ARPM or its licensors own all intellectual property rights in the Website and its content, including but not limited to text, graphics, logos, layout, photographs, renderings, animations, software, and underlying code. All rights are reserved.

4.2 Permitted use. You may view and print reasonable extracts for personal reference or for internal business evaluation. Any other reproduction, distribution, modification, public display, or creation of derivative works requires our prior written consent.

4.3 User submissions. By submitting content through any form, you grant ARPM a worldwide, non-exclusive, royalty-free licence to use, store, reproduce, and process that content for the purposes described in these Legal Terms (including responding to enquiries and recruitment). You represent that you have the right to submit the content and that it does not infringe third-party rights.

4.4 Feedback. If you send suggestions or feedback regarding the Website or our services, you grant ARPM a perpetual, irrevocable, worldwide, royalty-free licence to use, modify, and incorporate such feedback without obligation to you.

5. Copyright complaints and DMCA-style notice procedure

5.1 Respect for rights. ARPM respects intellectual property rights and expects users of the Website to do the same. We respond to notices of alleged copyright infringement consistent with applicable law, including the United States Digital Millennium Copyright Act (DMCA) where relevant to our hosting or service providers, and equivalent notice-and-takedown frameworks in other jurisdictions.

5.2 Designated contact. The designated agent for copyright notices is reachable at [email protected] with the subject line Copyright Notice.

5.3 Required contents of a notice. To be effective, your written notice should include:

1. identification of the copyrighted work you claim has been infringed;
2. identification of the material on the Website that you claim is infringing, with sufficient detail for us to locate it (URL path, project slug, image filename, or description);
3. your contact information (name, address, telephone, and email);
4. a statement that you have a good-faith belief that use of the material is not authorised by the copyright owner, its agent, or the law;
5. a statement, under penalty of perjury where applicable, that the information in the notice is accurate and that you are the copyright owner or authorised to act on the owner’s behalf; and
6. your physical or electronic signature.

5.4 Counter-notification. If you believe material was removed or disabled in error, you may submit a counter-notice to the same address containing the information required by applicable law. We may restore material where appropriate after receipt of a valid counter-notice and in accordance with applicable procedures.

5.5 Repeat infringers. We may terminate or restrict access for users who are repeat infringers in appropriate circumstances.

5.6 Misrepresentations. Any person who knowingly materially misrepresents that material is infringing, or that material was removed by mistake, may be liable for damages under applicable law.

6. Form submissions and user-provided information

6.1 Scope. The Website may allow you to submit information through:

• Contact form - name, email address, optional company name, optional telephone number, and message content (protected by Cloudflare Turnstile);
• Newsletter sign-up - email address (stored in our database; may be subject to rate limiting and technical logging);
• Careers / job application form - personal and professional details including name, email, telephone, location, LinkedIn and portfolio URLs, position applied for, referral source, cover letter, years of experience, employer, earliest start date, screening responses, optional salary and GitHub URL, and confirmation of accuracy (protected by Cloudflare Turnstile); and
• any other forms we may publish from time to time.

6.2 Explicit consent on submit. By clicking submit (or equivalent), you:

• represent that the information you provide is accurate to the best of your knowledge and that you are authorised to provide it;
• consent to our collection, storage, processing, and use of that information for the purposes described in this document, including review by ARPM personnel, retention in our systems, email notification to our team, and use in recruitment or business correspondence where applicable;
• consent to our use of Cloudflare Turnstile on applicable forms to verify that submissions are made by humans and to reduce abuse; and
• acknowledge that we may retain submission records for compliance, audit, and legitimate business purposes even if we do not proceed with a commercial relationship.

6.3 Recruitment data. Job applications may contain sensitive professional information. We process applications solely for recruitment and related compliance. Do not submit special category data (such as health, biometric, or political opinions) unless we expressly request it. Do not submit information you are not willing to share with our hiring team.

6.4 No obligation. Submission of a form does not oblige ARPM to respond, interview, employ, or enter into a contract with you.

6.5 Security checks. Form endpoints may apply rate limiting, validation, bot protection, and logging (including IP address, user agent, and correlation identifiers) to protect the Website and our infrastructure.

7. Privacy and data protection - overview

7.1 Commitment. We process personal data in connection with the Website in accordance with applicable data protection laws, including:

• the General Data Protection Regulation (EU) 2016/679 (GDPR) and UK GDPR, where you are in the EEA or UK;
• the Digital Personal Data Protection Act, 2023 (India) (DPDP Act), where applicable;
• the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA), for California residents;
• Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), where applicable;
• Brazil’s Lei Geral de Proteção de Dados (LGPD), where applicable; and
• the Information Technology Act, 2000 and rules thereunder (India), and other local laws.

7.2 Roles. For Website operations, ARPM acts as the data controller (or equivalent) in respect of personal data described in this document, except where we process data solely on behalf of a client under a separate agreement (which is outside the scope of this public Website).

7.3 Lawful bases (summary).

Where we rely on legitimate interests, you may object as described in Section 15. We balance our interests against your rights and implement safeguards (such as masking form inputs in session replay).

7.4 No sale of personal data. We do not sell personal data. We do not share personal data for cross-context behavioural advertising. We do not use form data for automated decision-making that produces legal or similarly significant effects without meaningful human review.

7.5 Data protection by design. We minimise data collected through public forms, use HTTPS, restrict access to operational systems, and configure observability tools to reduce exposure of typed form content where technically feasible.

8. Categories of data we collect

8.1 Data you provide directly - as listed in Section 6.

8.2 Technical and usage data collected automatically when you interact with the Website, which may include:

• IP address and approximate geographic region derived from IP;
• browser type and version, operating system, device type, screen resolution, device pixel ratio, language preferences, and time zone;
• referring URL, landing page, pages viewed, navigation path, scroll depth, and interaction events (clicks, outbound links, downloads, form field focus events without capturing field values in analytics where masked);
• marketing attribution parameters (for example, UTM tags, gclid, fbclid) when present in the URL;
• date and time of access, session identifiers, and pseudonymous visitor identifiers stored in browser local storage (for example, arpm.anonId, visit counts);
• performance metrics (for example, Core Web Vitals, load timings, long tasks);
• error reports, stack traces, and diagnostic context when faults occur; and
• security-related signals (for example, failed requests, rate-limit events, Turnstile verification outcomes).

8.3 Blazor WebAssembly and service worker. The Website runs as a client-side application (Blazor WebAssembly). Your browser downloads application assets and may cache them via a service worker for performance. Cached assets are technical files, not your form submissions. Form submissions are sent to our API over HTTPS and stored on our servers.

8.4 Data we do not intentionally collect via the public Website - We do not require you to create an account to browse the Website. We do not knowingly collect government ID numbers, payment card data, or health data through the standard public forms described herein.

9. Cookies, local storage, and similar technologies

9.1 What we use. The Website and its service providers may use cookies, local storage, session storage, and similar technologies to:

• maintain basic functionality and preferences;
• distinguish returning visitors using pseudonymous identifiers (for example, arpm.anonId in local storage);
• measure traffic and engagement (Google Analytics and first-party analytics); and
• support security, abuse prevention, and error diagnostics (including Sentry).

9.2 No cookie banner. We do not show a cookie consent banner or gate Google Analytics / Sentry behind an on-site permission prompt. Measurement and diagnostics load with the page as described in Section 10. You retain control through your browser settings and the footer clear control below.

9.3 Google Analytics. We deploy Google Analytics (measurement ID G-QJ1C7E9V4S) on page load to understand aggregated traffic patterns. Google may set cookies or use similar technologies and process usage data according to Google’s privacy policy. You may use Delete cookies and cache in the site footer to remove on-device Google Analytics cookies for this Website; a later visit may set them again unless you also block cookies in your browser settings.

9.4 Your choices - Delete cookies and cache. Most browsers allow you to refuse or delete cookies and clear local storage. Blocking storage may affect Website functionality. The site footer provides Delete cookies and cache, which:

• clears first-party local storage and session storage for this origin (including arpm.anonId and related visit counters);
• unregisters service workers and clears Cache Storage for this origin;
• clears first-party cookies readable by JavaScript (including Google Analytics cookies set on this host); and
• requests the server to send a Clear-Site-Data response for cache, cookies, and storage on this origin.

This control does not erase form submissions already stored on our servers, does not delete third-party data held solely by other sites (for example, google.com), and does not remove Sentry or Cloudflare data already transmitted. Do Not Track signals are not uniformly honoured across the industry; we apply the practices described in this document unless required otherwise by law.

10. Analytics, observability, and third-party processors

10.1 Sentry (error monitoring, performance, and session replay). We use Sentry (including our instance at sentry.arpm.tech) on the public Website and on our ARPM.Api backend to:

• capture application errors and diagnostic logs;
• record performance traces, distributed tracing spans, and request metadata;
• support incident response and reliability engineering; and
• on the frontend, enable Session Replay to reconstruct user sessions when investigating faults or usability issues.

Frontend replay is configured to mask typed input fields to reduce accidental capture of personal data you might type into forms; other on-screen text and layout may still be visible in replay. Backend processing may include request metadata, correlation identifiers, and technical logs. Sentry acts as a processor on our instructions; its processing is also governed by Sentry’s privacy documentation. Sentry is not our product-usage warehouse; it is for diagnostics and reliability.

10.2 First-party anonymous analytics (SQL). Separately from Sentry and Google Analytics, we store pseudonymous usage records in our SQL Server database for ARPM-internal reporting. Typical fields include a browser session identifier (for example, arpm.anonId), page path, referrer, UTM parameters when present, timestamp, event name (for example, search, tool open, tool solve success/fail, outbound media link), and an optional small non-PII JSON payload. We do not store form field values in this pipeline. Client IP addresses, if associated, are hashed or truncated. Lawful basis: legitimate interests (Art. 6(1)(f) GDPR) to understand which content and tools are used. We do not sell this data. Clearing site data via the footer removes the on-device identifier so a later visit starts a new anonymous session; it does not delete historical aggregate rows already stored on the server (you may request erasure under Section 14 where applicable).

10.3 Google Analytics. See Section 9.3. GA provides aggregated marketing metrics and is separate from both Sentry and our first-party SQL analytics.

10.4 Cloudflare Turnstile. Applicable forms embed Cloudflare Turnstile to distinguish human users from automated abuse. Cloudflare may process device and interaction signals. See Cloudflare’s privacy documentation.

10.5 Hosting and infrastructure. The Website and API are served from infrastructure we control or contract (including Microsoft IIS / Windows Server environments and SQL Server databases). Server logs may record IP addresses, timestamps, URLs requested, and user agents.

10.6 Email delivery. Form submissions may trigger email notifications to ARPM personnel via SMTP or transactional email services. Email content includes the data you submitted.

10.7 Embedded media. Project pages may embed third-party media (for example, YouTube via youtube-nocookie.com). Embedded providers may collect data when you interact with the player. We do not control their processing.

10.8 Fonts and CDNs. We may load fonts or scripts from third-party content delivery networks (for example, Google Fonts, Sentry CDN). Those providers may receive your IP address and technical metadata when your browser requests resources.

10.9 Sub-processors. We use reputable service providers who process data on our instructions and subject to contractual confidentiality and security obligations appropriate to the nature of the service. A list of categories of sub-processors is available on request at [email protected].

11. Purposes of processing

We process personal and technical data for:

• providing, operating, maintaining, and improving the Website;
• responding to enquiries and managing recruitment applications;
• sending newsletters where you have subscribed;
• securing the Website, preventing fraud and abuse, and enforcing these Legal Terms;
• analysing aggregated usage to improve content, performance, and user experience (Google Analytics and first-party SQL analytics);
• diagnosing errors and outages through Sentry and server logs;
• complying with legal obligations and establishing, exercising, or defending legal claims; and
• any other purpose disclosed at the point of collection or with your consent.

12. Storage, location, and retention

12.1 Storage. Form submissions are stored in a SQL Server database under our control. Logs and observability data may be stored on servers in India and, where our providers operate globally, in other countries (including the United States and the European Union).

12.2 International transfers. Where personal data is transferred outside your country (including from the EEA/UK to India or the United States), we implement appropriate safeguards permitted by law, such as adequacy decisions, standard contractual clauses, binding corporate rules, or your consent where required. You may request information about safeguards by contacting [email protected].

12.3 Retention (indicative).

We may retain anonymised or aggregated data indefinitely.

13. Security

We implement administrative, technical, and organisational measures designed to protect data against unauthorised access, alteration, disclosure, or destruction, including HTTPS transport encryption, access controls, and monitoring. No method of transmission or storage is completely secure; you submit information at your own risk within the limits described in Section 3.

If we become aware of a personal data breach likely to affect your rights, we will notify you and/or regulators as required by applicable law.

14. Your rights - all visitors

Depending on your location, you may have rights to:

• access personal data we hold about you;
• correct inaccurate data;
• delete data (subject to legal exceptions);
• restrict or object to certain processing;
• data portability (structured, commonly used format, where applicable);
• withdraw consent (without affecting lawfulness of prior processing); and
• lodge a complaint with a supervisory authority.

To exercise rights, contact [email protected] with the subject line Privacy. We may need to verify your identity. We aim to respond within thirty (30) days (GDPR) or other timeframes required by applicable law. We do not charge a fee unless permitted by law for manifestly unfounded or excessive requests.

15. Regional privacy notices

15.1 European Economic Area and United Kingdom (GDPR / UK GDPR)

If you are in the EEA or UK, you have the rights in Section 14 and may lodge a complaint with your local supervisory authority. A list of EU authorities is published by the European Data Protection Board. In the UK, the Information Commissioner’s Office (ico.org.uk) is the supervisory authority.

We do not currently appoint a separate EU Article 27 representative; privacy enquiries may be directed to [email protected]. If our processing of EEA/UK data becomes large-scale or high-risk, we will review representative requirements.

For processing based on legitimate interests (Section 7.3), you may object at any time on grounds relating to your situation. For direct marketing, you may object at any time and we will cease processing for that purpose.

15.2 India (Digital Personal Data Protection Act, 2023)

If you are in India, you may have rights to access, correction, erasure, and grievance redressal under the DPDP Act and rules, as applicable to our processing. Grievances may be sent to [email protected] (subject line: Privacy). We will endeavour to resolve grievances within timelines prescribed by law.

15.3 California (CCPA / CPRA)

If you are a California resident, you may have the right to know categories and specific pieces of personal information collected, to delete personal information (subject to exceptions), to correct inaccurate information, and to opt out of sale or sharing (as defined by California law). We do not sell or share personal information for cross-context behavioural advertising.

You may designate an authorised agent to submit requests on your behalf where permitted by law. We will not discriminate against you for exercising privacy rights.

15.4 Canada (PIPEDA)

If you are in Canada, you may access and challenge our use of your personal information and complain to the Office of the Privacy Commissioner of Canada if concerns are not resolved.

15.5 Brazil (LGPD)

If you are in Brazil, you may have rights under the LGPD including confirmation of processing, access, correction, anonymisation, portability, deletion, and information about sharing. You may contact [email protected] or complain to the Autoridade Nacional de Proteção de Dados where applicable.

15.6 Other regions

Visitors from other countries may have rights under local consumer or privacy laws. Contact us and we will consider your request in light of applicable law.

16. Children

The Website is directed at business and professional audiences. It is not intended for children under sixteen (16) years of age (or thirteen (13) in the United States where COPPA applies). We do not knowingly collect personal data from children. If you believe a child has provided data through the Website, contact us and we will take steps to delete it.

17. Changes to these Legal Terms

We may amend this page at any time. The Effective date and Last updated at the top indicate the current version. Material changes may additionally be highlighted on the Website where practicable. Continued use after posting constitutes acceptance of the revised Legal Terms where permitted by law. If you do not agree to changes, you must stop using the Website.

18. Governing law and jurisdiction

These Legal Terms are governed by the laws of India, without regard to conflict-of-law principles. Subject to mandatory consumer or data protection rights in your jurisdiction, you agree that the courts at Gurugram (Gurgaon), Haryana, India shall have exclusive jurisdiction over disputes arising out of or relating to the Website or these Legal Terms, and you submit to the personal jurisdiction of such courts.

Nothing in this section limits your right to bring proceedings in the country of your habitual residence where mandatory law so provides (for example, certain EU consumer protections).

19. General provisions

19.1 Entire agreement (Website use). These Legal Terms constitute the entire agreement between you and ARPM regarding use of the public Website, superseding prior oral or written understandings on that subject.

19.2 Severability. If any provision is held invalid or unenforceable, the remaining provisions remain in full force.

19.3 Waiver. Failure to enforce a provision is not a waiver of our right to enforce it later.

19.4 Assignment. We may assign our rights and obligations under these Legal Terms in connection with a reorganisation, merger, or sale of assets. You may not assign your rights without our written consent.

19.5 Language. These Legal Terms are drafted in English. Translations, if any, are for convenience only; the English version prevails.

19.6 Not legal advice. This document is provided for transparency regarding our Website practices. It does not constitute legal advice to you. For advice on your specific obligations or rights, consult qualified counsel in your jurisdiction.

End of Legal Terms.